Business Insurance | Municipal Insurance

Falkins has been a major provider of insurance to municipal and regional districts for many years. Our business insurance teamwork with our municipal clients to develop a risk reduction strategy and develop an effective insurance program and reduce their total risk costs. Our account executives meet with our clients regularly to review their property, assist in evaluations, assist with loss control and ensure that their insurance plan meets their needs and desires.

Coverage available in our Municipal Insurance Plans includes:

• Comprehensive Coverage on Buildings and Equipment – office buildings, libraries, arenas, work yards, transfer stations, etc.
• Comprehensive Coverage on Contents – office contents, computers, tools, etc.
• Comprehensive Coverage on Mobile Equipment – trucks, graders, tractors, street cleaners, zamboni’s, emergency vehicles, etc.
• Crime Coverage
  • Broad form money & securities
  • Depositor’s forgery
  • Counterfeit currency
• Employee dishonesty
• Equipment Breakdown – boilers, compressors, air conditioners, pumps, etc.
• Accidental Death and Dismemberment - for specified employees, city counsellors etc.