Property Insurance | Restaurant Insurance Program

Coverage provided under this program was created with the assistance of restaurant owners to meet the specific needs of restaurant owners. Some of the highlights include:

PROPERTY

• Buildings, stock & equipment
• Plate Glass
• Signs on premises
• Replacement cost basis
• Property in transit
• Property at other locations
• Home-office extension
• Master key
• Extinguishing system recharge

LOSS OF INCOME

CRIME

• Theft of money
• Counterfeit currency
• Employee theft
• Credit card forgery
• Depositor’s forgery

COMMERCIAL GENERAL LIABILITY

• Products and completed operations
• Tenants legal liability (if you rent your premise)
• Non-owned automobile liability
• Host liquor liability

EQUIPMENT BREAKDOWN LIABILITY

• Covers the breakdown of coolers, pressure vessels, etc.
• Spoilage of food due to cooler breakdown