Business Insurance | SUPERPAK Retailers Insurance Program

Coverage provided under this program has been created to meet the needs of small to medium sized retailers. This program automatically provides coverage that most retailers should be carrying to handle their exposures to loss. It is a seamless and easy-to-buy package. Some highlights are:

PROPERTY

Comprehensive coverage including sewer back up, earthquake, flood to;

• Buildings (if owned)
• Plate Glass
• Stock, Equipment
• Tenants Improvements
• Accounts Receivable
• Valuable Papers
• Property in transit
• Home Office Extension

LOSS OF INCOME

MONEY COVERAGE

• Theft and Destruction - $10,000
• Counterfeit Currency - $10,000
• Credit Card/ Depositors forgery - $10,000
• Employee Dishonesty - $50,000

COMMERCIAL GENERAL LIABILITY - $2,000,000

Comprehensive coverage including;

• Products and Completed Operations
• Advertising Liability
• Non-owned Automobile
• Tenants Legal liability

OPTIONAL COVERAGES

Not all retailers require the following coverage so they are offered as options;

• Equipment Breakdown – includes boilers, air conditioning and refrigeration equipment
• Food Spoilage due to cooler breakdown
• Professional Liability for Druggists, Barbers, Hairdressers and Optometrists.