Property Insurance | High-valued Homes
 High-valued dwellings, and owners of high-value homes, bring with them unique insurance requirements. Our Personal Insurance team understands this and has developed a number of insurance products that meet the needs of the high valued homeowner. Whether the dwelling is your primary residence, a seasonal home or even a seasonal dwelling you rent out on a daily/weekly basis, we have the product for you.
High-valued Homeowners Package
Tailor made package for primary residences include:
- Comprehensive, All Risk coverage
- Guaranteed Replacement Cost coverage available on the building
- Replacement Cost coverage on contents.
- Automatic extensions to detached private structures, contents, and additional living expenses
- $2,000,000 personal liability
Broader limits than our regular homeowners package on:
- Watercraft
- Jewellery
- Animals, Birds or Fish
- Bicycles
- Coin & Stamp collections
- Grave markers
- Automotive Parts
- Business property
- Food freezer & wine
- Loss of identity coverage
High-valued Seasonal Homeowners Package
This package is designed for seasonal residences:
- Guaranteed Replacement Cost coverage available on buildings
- Replacement Cost coverage on contents
- Automatic extensions to detached private structures, contents, additional living
- $2,000,000 Personal liability
High-valued Seasonal/Short Term Rental Package
This package is tailor made for seasonal residences that are also rented out on a daily/weekly basis:
- Replacement cost coverage on building & contents
- Automatic extensions of coverage to outbuildings, additional living expenses & rental income
For a personal consultation with one of our Personal Insurance Account Executives, contact us at personal@falkins.com or call 1-866-426-2205
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